Job description templates
Credit Analyst job description
A ready advert for a Credit Analyst job in Libya, in Arabic and English. Post it on jobs.ly and edit it to fit your organization.
About the job
We are looking for a credit analyst to study the finances of applicants for financing, assess their risk and make well-founded recommendations for credit decisions.
Duties and responsibilities
- Analyse the financial statements and cash flows of businesses and individuals applying for financing
- Write credit studies and recommendations for the credit committee
- Work out the customer's financing needs and propose a suitable structure, such as murabaha or ijara
- Assess collateral and whether it adequately covers the financing
- Rate customers under the internal credit rating system
- Check the customer's credit history and dealings with other banks
- Review existing facilities regularly and spot early signs of default
- Follow economic sectors and how changes in them affect the credit portfolio
Requirements
- Bachelor's degree in accounting, finance or economics
- 3 to 6 years of experience in credit analysis
The years of experience follow the level you choose when posting.
Skills
- Credit analysis
- Financial statements
- Cash flow analysis
- Ratio analysis
- Credit rating
- Islamic financing products
- Excel
- Report writing
Preferred
- A professional certificate in credit or financial analysis
- Experience in financing companies or small and medium-sized businesses
- Good English for reading financial statements and reports
Post this job
The posting form starts with this description, for you to edit before publishing.