Job description templates
Credit Officer job description
A ready advert for a Credit Officer job in Libya, in Arabic and English. Post it on jobs.ly and edit it to fit your organization.
About the job
We are looking for a credit officer to receive and review financing applications, assess customers' ability to repay and follow up instalments until they are fully paid.
Duties and responsibilities
- Meet individuals and businesses applying for financing and explain the terms of financing products
- Review financing applications and check documents, income and the customer's credit history
- Assess the customer's ability to repay by analysing their financial statements or bank statements
- Recommend approval or refusal and pass applications to the approving authority
- Complete financing contracts and document collateral before the financing goes ahead
- Follow up repayments and overdue instalments and contact customers who fall behind
- Keep financing files up to date in line with the Central Bank of Libya's instructions
Working conditions
- Visits to customers' premises and collateral inspections
Requirements
- Bachelor's degree in banking and finance, accounting or economics
- 3 to 6 years of experience in bank credit and financing
The years of experience follow the level you choose when posting.
Skills
- Credit analysis
- Financial statements
- Risk assessment
- Customer service
- Excel
- Islamic financing products
- Collateral documentation
Preferred
- Experience with Islamic financing such as murabaha and ijara
- Experience in financing small and medium-sized businesses
- A professional certificate in bank credit
Post this job
The posting form starts with this description, for you to edit before publishing.